Finance your root barrier installation
Protecting your home shouldn't have to wait until the savings are there. Spread the cost of survey, install and reinstatement over manageable monthly payments.
Why finance
Don't let cost delay protecting your home
A root barrier is preventative work, every season you defer it, the roots advance. The cost of monitoring cracks, repeated repairs or, worst case, an underpinning bill, dwarfs the cost of a barrier installed at the right time.
Finance lets you act now and pay over months or years, so the work is done before damage escalates and before your insurer flags the property as a risk.
How it works
Three steps from quote to install
Get a fixed quote
We survey your site for free and issue a written, fixed-price quote, same for cash, card or finance.
Choose a plan
Pick the term that suits you. Plans are arranged through FCA-authorised UK lenders at the point of accepting your quote.
We install
Once finance is approved, we book your install. You start repayments after the work is complete.
What's covered
What you can finance
- Site survey fee (refundable against the install)
- Barrier supply and installation
- Excavation, plant hire and waste removal
- Reinstatement, turf, planting, paving
- Written workmanship guarantee from your installer
Insurance route
Already have a subsidence claim?
If your insurer has accepted a subsidence claim involving tree roots, the barrier work is usually paid for directly by the insurer or scheme contractor, finance isn't needed. Finance is for owners outside a claim, owners covering an excess, or anyone who wants to act preventatively before a claim is necessary.
Common finance questions
Finance FAQ
Who can apply?
UK homeowners aged 18+ in permanent employment or with verifiable income. All applications are subject to status and credit checks by the lender, not by us.
Do I need a deposit?
Most plans don't require one, but putting some money down reduces the borrowed amount and the monthly cost. Your installer can model both scenarios in your quote.
Can I settle early?
Yes, every regulated finance agreement allows early settlement. On 0% plans there are no early-repayment fees; on interest-bearing plans, settling early reduces the total interest paid.
Will checking eligibility hurt my credit?
Initial soft checks have no impact on your credit file. A full application performs a hard credit search, which lenders record.
Is the quote price the same with finance?
Yes. The installation price doesn't change whether you pay upfront, by card, or via finance.
Important
Root Barriers is not a lender or credit broker. Finance, when offered, is provided by FCA-authorised third-party lenders. All plans are subject to status and affordability checks. This page is informational and is not a financial promotion of any specific product. Written illustrations are provided with every quote.
Ready for a fixed quote?
Book a free site survey and we'll talk you through the finance options at the same time.